You never know what life is going to throw at you, but one thing you do want to know is that you are covered in case of adversity. While saving and investing money is an important aspect of your finances, it is equally important to insure and protect these things, as well as manage the risks which can threaten your financial well-being. This is the role of insurance in your financial plan.
The fundamental objective of insurance is to protect you from a hindrance of goals, such as an extended stay in an assisted living facility or even the death of a loved one. Insurance helps to answer the "what ifs" in life, such as what if you were faced with a major medical expense or nursing home confinement? What if you were to die tomorrow?
Securus offers many insurance products through many companies to meet a wide array of needs, including:
- Life insurance to support your survivors' financial needs in the event of your death
- Long-term care insurance to help pay for assistance with activities of daily living for an extended period of time
Being properly insured is not only a wise financial decision, but a responsible personal act that provides you and those who depend on you with a genuine sense of security in the case of an unforeseen event.