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Catch Up on Your Retirement Savings

| May 23, 2018

The reality is many Americans – about 50 percent – aren’t prepared for retirement. If you don’t have enough saved up for your golden years, there is one way to catch up relatively quickly. Work a little longer. We know, we know, it’s not ideal. But, it can make a huge difference. Here’s how:

  1. You aren’t spending down your savings. In fact, you’re probably continuing to save. This can make a big difference – even if you work just a couple more months.
  2. You’re delaying Social Security payments. This is the most important aspect. The longer you wait to take Social Security, the higher the payouts. One study by the National Bureau of Economic Research even found that working just one year more (in their case, retiring at age 67) can increase a couple’s standard of living in retirement by almost 10%. They say good comes to those who wait…so what’s one more year of working?1

We’re here to help you plan for your best retirement. Give us a call and we can assist you in retirement planning and come up with a solidified plan that works for you!

*The information contained in this document is for informational purposes only and does not constitute legal or tax advice. One should consult their legal or tax advisor prior to making decisions regarding their Social Security options.


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